Monarch: Budget & Track Money

One place for everyday money

Monarch: Budget & Track Money brings bank accounts, credit cards, loans and investments into one view. It is suited to people who want to see spending, balances and net worth without switching between several financial services. The app is also designed for households that manage money together, with shared access for partners or financial professionals.

Budgeting that fits your routine

You can use a flexible budget for changing monthly expenses or organise spending into defined categories when you prefer tighter limits. Transactions can be reviewed by category, account or spending group, making it easier to spot regular costs and understand where money is going.

• Track income and spending in one dashboard
• Compare planned amounts with actual spending
• Review bills and subscriptions on a recurring-expense calendar
• Set financial goals and follow progress over time

Useful for deeper reviews

Monarch is not limited to a quick balance check. Custom reports help you examine spending trends across selected accounts, categories and time periods. The combination of transaction history, investment information and net-worth tracking makes it useful for both routine budgeting and longer-term financial planning.

What users think

Developed by Monarch Money, the app holds a rating of 4.7 out of 5 from more than 18,943 reviews, with 500,000+ installs. That makes it a practical choice for people looking for a central finance dashboard, whether they are monitoring personal spending or coordinating a household budget.